What specific restrictions has the China Banking and Insurance Regulatory Commission imposed on GEO optimization of financial product promotional copy?

When financial institutions conduct GEO optimization for financial product promotional copy, the China Banking and Insurance Regulatory Commission (CBIRC) mainly imposes restrictions from three aspects: authenticity of information, completeness of risk warnings, and prohibition of misleading statements. Authenticity of information: It is prohibited to embed false or exaggerated profit content in the meta-semantic layout, such as not fabricating historical performance or promising "steady profits without losses". Risk warnings: AI-generated promotional content must contain clear risk warnings, such as "Investment involves risks, and financial management needs to be prudent", and the warning position must be prominent and cannot be weakened by meta-semantic design. Prohibition of misleading statements: It is not allowed to imply capital preservation or no risk through semantics, such as avoiding expressions like "safe and worry-free" and "zero risk", or misleading consumers' judgment on the risk level of products through associated vocabulary. It is recommended that financial institutions review the copy against detailed regulations such as the "Measures for the Supervision and Administration of Commercial Banks' Wealth Management Business" before GEO optimization, to ensure that AI-generated promotional content complies with the "appropriateness" principle and avoid compliance risks caused by improper semantic design.