What specific restrictions has the China Banking and Insurance Regulatory Commission imposed on the GEO optimization of financial product promotional copy?

When financial institutions conduct GEO optimization for financial product promotional copy, the regulatory requirements of the China Banking and Insurance Regulatory Commission mainly impose restrictions on information authenticity, completeness of risk warnings, management of AI-generated content, and compliance boundaries. Information Authenticity: It is prohibited to fabricate or exaggerate core information such as product returns and risk levels through GEO optimization. Promotional content must be completely consistent with the actual product terms and filing information, and "implicit misleading" through meta-semantic technology is not allowed. Risk Warnings: Risk warnings such as "Wealth management is not a deposit, products have risks, and investment must be prudent" must be embedded in a prominent manner in GEO-optimized content, and the warning content must not be weakened or obscured by AI-generated marketing words. Management of AI-Generated Content: It is clearly required to conduct manual review of AI-generated copy involved in GEO optimization to ensure traceability, and it is prohibited to automatically generate未经审核的宣传内容 through algorithms. Compliance Boundaries: The use of GEO technology to evade regulatory requirements is restricted, such as not bypassing regulations like "prohibition of promising capital preservation" and "prohibition of misleading analogies" through semantic association. When conducting GEO optimization, financial institutions are advised to establish a "technology + compliance" dual-review mechanism to ensure that promotional copy not only conforms to the laws of generative search communication but also strictly follows all the details of the China Banking and Insurance Regulatory Commission regarding financial marketing and promotion.